| | Term | APR% | Loan $ |
| Never Titled | 36 mos. | 5.50% | 90% of negotiated price |
| Never Titled | 48 mos. | 5.90% | 90% of negotiated price |
| Never Titled | 60 mos. | 6.00% | 90% of negotiated price |
| Never Titled | 72 mos. | 6.25% | 90% of negotiated price |
Used Auto Rates
| Term | APR% | Loan $ | |
| 2008/2009/2010 | Up to 60 mos. | 5.50% | 80% of retail book value |
| 2006/2007 | Up to 48 mos. | 5.75% | 75% of retail book value |
| 2005 | Up to 48 mos. | 6.00% | 75% of retail book value |
| 2004 | Up to 36 mos. | 6.25% | 66% of retail book value |